Established Lenders
We help lenders of all sizes grow profitability
Improve lending performance at scale.
Leverage the latest advances in credit analytics without capital investment or build time.
Our pay as you go model allows lenders to cost effectively scale. With increased accuracy and speed from underwrite.ai, experience enhanced lending performance and opportunities.
We have the track record to prove it. We began working in May of 2015 with a major online installment lender whose first payment default rate (FPD) was 32.8%, and overall defaults were in excess of 60%. By implementing our algorithm as their sole underwriting methodology, we reduced their FPD rate month over month.
More importantly, we saw a default rate of only 8.5% for the first three payments. In a sector where FPD rates average 35%.
Resources
Explore our resources about the use of artificial intelligence in financial services
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