Terms of Service

Usage and Billing

By using Underwrite.ai’s API, you agree to pay for your usage on a per-transaction basis. Billing stops when you cease using the API, and no further charges will be incurred beyond your previous usage.

No Fees for Integration

Underwrite.ai does not charge fees for integration, onboarding, or model development.

Consumer Data

Clients must anonymize consumer data before submitting it to Underwrite.ai. Alternatively, we can redact Personally Identifiable Information (PII) upon data insertion. We protect consumer data with advanced security techniques, including encryption of data in transit and at rest.

Data Security

Underwrite.ai exceeds financial industry standards and legal requirements to safeguard consumer data. We ensure compliance with all relevant data security regulations, including the Fair Credit Reporting Act (FCRA), General Data Protection Regulation (GDPR), and local laws in all markets in which we operate.