Peer-to-Peer Lending Platforms

We’re empowering new opportunities for investment and new sources of credit

Further enhance credit accessibility and marketplace opportunities with more accurate predictive outcomes.

Our nonlinear approach provides better predictive outcomes for those who traditionally may have lacked credit access.

We are powering a new peer to peer lending marketplace in South Korea. The model that we have built for the Korean market has an Area Under the Curve (AUC) of 0.958. AUC is a measure of accuracy above randomness and is a standard measure of predictive performance. This is the most accurate underwriting model we have ever seen. Previously the world's most accurate model was the NICE™ (Korean credit bureau) ten grade model with an AUC of 0.910.