Exponentially grow lending profitability with AI
Harness a more advanced approach to lending performance with nonlinear, dynamic credit risk modeling
Traditional credit risk models are leaving money on the table due to poor data insights and predictive measures.
Underwrite.ai applies advances in AI derived from genomics and particle physics to provide lenders with nonlinear, dynamic credit risk modeling that radically outperforms traditional approaches.
Greater Accuracy
Demonstrated success in reducing default rates and improving loan performance metrics by providing more accurate predictions.
Explainability
Our models are fully explainable, ensuring international compliance. We do not produce black-box models.
Proven Value
Harness the power of AI credit modeling with no upfront costs or large time commitments.
Provide the most accurate predictive outcomes.
Our proprietary algorithms take a more sophisticated credit risk modeling approach by evaluating thousands of applicant details, the past performance of your loans, and the expertise of your underwriters to return a decision in milliseconds.
Cost-effectively expand your business.
Our tools provide a cost-effective way to expand your business in new markets and uncover opportunities within your existing customer base.
Our machine-learning algorithms deliver fast and accurate decisions with top-tier security standards.
Fully compliant with FCRA, GDPR, and lending regulations worldwide, our models do not use data that proxies for protected classes. Explainability is core to our business, ensuring fairness and transparency while allowing lenders to review potential risk areas for bias by leveraging our disparate impact analysis.
Explore our resources about the use of artificial intelligence in financial services
Get Started
Ready to learn more? It couldn’t be easier to get started with Underwrite.ai
Here is how we work with you to get started:
Gather Your Data
You send us your loan tape and application tape.
Custom Model Delivered
We use your (anonymized) data to build a custom model and share an initial data study.
Try it Free
Experience the value first hand when you try our platform free for the first month.